Most legitimate cash buyers use a version of the same math. Knowing it puts you in control of the conversation.
This page is part of the Cash Home Buyers Long Island guide. A cash offer trades some price for speed and certainty — we always show you the honest tradeoff.
The ARV Formula
Buyers estimate the after-repair value (ARV) — what the home is worth fully renovated — then subtract repair costs, holding and selling costs, and their profit margin to reach an offer.
Why Condition Drives the Number
The bigger the repair estimate, the lower the offer. That's why distressed homes sell at larger discounts — the buyer is funding the fix.
Judging a Fair Offer
Compare the offer to a broker's market analysis of real comps. If a buyer won't explain their math, that's a red flag.
A fair buyer will show ARV, estimated repairs, and margin. That transparency is how you know the number is honest.
Get Your Cash Offer Today
No obligation, no pressure, no commissions. Tell us about your Long Island property and we'll get you a fair cash offer — fast. We serve Nassau County, Suffolk County, and the Hamptons.
Call 646-234-2160 NowFrequently Asked Questions
How do cash buyers decide what to offer?
ARV minus repairs, costs, and margin. Condition is the biggest variable.
Why is my offer lower than Zillow?
Automated estimates ignore condition and repairs; cash offers price the real property.
How do I check if it's fair?
Against a broker's market analysis. See what cash buyers pay.